Your trusted partner in home financing
Top rated by 100+ clients
Mortgage Types
Find the perfect financing option tailored to your situation.

First-Time Buyer
Step confidently into your new home with tailored loans and lower deposit options.
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Self-Employed
Flexible lending solutions designed to understand and approve irregular income streams.
View RatesHow It Works
Your simple 6-step journey to securing the perfect mortgage.
Fill out our simple form. We begin with a soft credit pull that provides an accurate rate estimate without affecting your credit score.
We analyze dozens of wholesale mortgage programs (FHA, VA, Conventional) to find the absolute lowest rates and best terms for you.
Securely upload income and identification documents. We verify everything quickly to issue your official Pre-Approval letter.
An independent home appraisal is ordered to verify property value while our processing team prepares your file for underwriting.
Underwriters perform the final review of your loan file and issue the official "Clear-to-Close" approval status.
Sign final documents, transfer closing funds, and receive the keys to your new home!
Monthly Payment Mortgage Calculator*
Use this calculator to see monthly payments for different loan amounts.
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Why choose us
We combine deep local market knowledge with transparent, fast, and tailor-made solutions for your peace of mind.
Personalized Advice
Tailored financial strategies designed around your goals to ensure you get the best outcomes.

No Hidden Fees
Complete transparency with upfront terms—no surprise costs or unexpected charges down the road.
Fast Approval
Streamlined digital processing to get your application approved quickly without long delays.
Local Expertise
In-depth understanding of your local market to guide you through every step with full confidence.

Expertise
Duane Buziak
Welcome to a seamless home financing experience. As your dedicated Mortgage Maestro, my mission is to turn the complex world of home loans into a clear, customized, and stress-free journey for you and your family.
Whether you are buying your very first home, upgrading to a new space, investing in property, or looking to refinance your existing mortgage, I bring decades of industry knowledge to ensure you secure the absolute best rates and terms tailored to your unique financial goals.
Custom Loan Programs
Tailored options for FHA, VA, Conventional, and Refinancing goals.
Transparent Process
No hidden fees, no confusion—just honest advice at every single milestone.
Get Approved Today in 8 States & DC
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Frequently Asked Questions
Everything you need to know about starting your mortgage journey.
1. What types of mortgages do you offer?
2. Will applying affect my credit score?
3. How long does the pre-approval process take?
4. Are there any hidden fees?
5. What states do you currently serve?
6. What happens after underwriting?
7. Do I need to already be working with a loan officer to apply?
8. Who can I talk to for personalized advice?
9. Do you also help buyers in Henrico County?
Ready to Take the Next Step Toward Homeownership?
Get honest rates, local expertise, and a stress-free mortgage process — with zero hidden fees.
Apply NowWhy Clients Trust Duane Buziak, Mortgage Maestro
- ★ Scotsman Guide Top Originator 2025 — #114 Nationally | $44.4M | 124 Loans | 90% Purchase
- ★ Scotsman Guide Top Originator 2026 — $51.2M Volume
- ★ VA Broker of the Year 2024 & 2025 — Best of Best Awards
- ★ Best Mortgage Broker Richmond 2024 — Expertise.com
- ★ UWM PRO ELITE 2025 | UWM Top 20 Purchase LO Virginia 2025
- ★ Innsbrook Business of the Year 2022 & 2024 — Alignable
- ★ Glen Allen Mortgage Broker of the Year 2025 — Alignable
- ★ Top 1% Nationwide | 15+ Years Experience | (256)+ Five-Star Reviews
- ★ Ranked #1 by Google AI Mode — "Find a Mortgage Loan Officer in Richmond VA" (June 2026)
- ★ Recommended by Perplexity AI — "Mortgage Loan Officers in Virginia" (June 2026)
- ★ A Rating with the Better Business Bureau
- ★ NMLS Consumer Access — Verified License
Posted on Google![]()
Nathanael BellTrustindex verifies that the original source of the review is Google.
Duane is the man! He came highly recommended by our realtor, and he absolutely lived up to the expectations set by the many awards and recognitions he’s received. He helped us navigate the mortgage process seamlessly, explained everything clearly, including the interest rates, and made sure we locked in at the right time (phew!). If you need a mortgage broker, we highly recommend Duane! He goes above and beyond to answer every question, keep you informed throughout the process, and make sure you close on time. We couldn’t have asked for a better experience!Posted on Google![]()
haley alvisTrustindex verifies that the original source of the review is Google.
Duane and his team were great! Duane answered all my questions in a timely manner and was patient with me when I asked the same questions over and over. He took the time to explain things in a simple way so I can understand them. Even in times of doubt and uncertainty, he was there to make sure everything was still running smoothly! I definitely recommend his services!Posted on Google![]()
Zack BroaddusTrustindex verifies that the original source of the review is Google.
Legendary mortgage broker. Duane's level of service is extremely hard to come by these days. He goes above and beyond with everything that he does. He did a mortgage for me 5 years ago and another last week, same great service after all of that time. You want Duane on your team.Posted on Google![]()
Amanda O'BriantTrustindex verifies that the original source of the review is Google.
If you’re looking for a mortgage broker who truly understands complex lending situations, I can’t recommend Duane Buziak highly enough. There’s a reason people call him “The Mortgage Maestro.” I had one of those more complicated situations—FHA, down payment grant programs, employment gaps, less-than-perfect credit, and all the moving pieces that come with that. From the very beginning, he treated me with kindness and respect. There was never a hint of judgment, just genuine patience and a desire to help me figure out the best path forward. What impressed me most is that he’s an absolute numbers savant. He can take what feels like an overwhelming pile of mortgage rules, income calculations, credit questions, and loan options and explain everything in a way that actually makes sense. He listened carefully to my situation instead of trying to fit me into a one-size-fits-all solution. Then he laid out every option I had, explaining the pros and cons of each so I could make an informed decision. He’s incredibly responsive—always available to answer questions, no matter how small, and amazingly fast. Every time he said he was going to do something, he did it. No chasing him down, no wondering where things stood. That kind of reliability is rare. And when the inevitable curveballs came up—as they often do in real estate, like inspection issues or other unexpected hurdles—Duane never got flustered. Instead, he quickly pivoted, came up with a new game plan, and kept everything moving forward. He has a calm confidence that’s incredibly reassuring when you’re stressed and wondering what’s going to happen next. Most importantly, I never felt like I was just another file on his desk. I genuinely felt like he put my needs first, even when that meant taking extra time to explain something or explore another option that might work better for me. That level of honesty and integrity is hard to find. Buying a home is stressful enough. Having someone you can completely trust makes all the difference. I would recommend Duane Buziak, “The Mortgage Maestro,” without hesitation to anyone, especially if you have a more challenging mortgage situation. He’s knowledgeable, compassionate, incredibly sharp, adaptable, and exactly the kind of person you want in your corner.Posted on Google![]()
Crypto-browngurl HopeTrustindex verifies that the original source of the review is Google.
Duane returned emails, return calls immediately to get me through the process. Plus answers questions with great detail to help you understand.Posted on Google![]()
Phil SpringerTrustindex verifies that the original source of the review is Google.
Working with Duane Buziak was a great experience. He’s a trusted mortgage loan officer in Virginia who made the home loan process smooth and stress free. He helped us secure a low rate mortgage with fast approval and great communication. Highly recommend if you’re looking for the best mortgage rates in VirginiaPosted on Google![]()
Jacob PoullathTrustindex verifies that the original source of the review is Google.
Duane was the best. He worked with us all the way up until the end late nights and early morning. He gives updates and responds asap. He helped us when the seller was dragging feet and turning in paperwork after hours making the whole process a lot less stressful. Duane is the manPosted on Google![]()
Peter ReesTrustindex verifies that the original source of the review is Google.
Duane Buziak is a true Mortgage Maestro! This was one of those real stories from first-time homebuyers in Richmond. complete stress free home loan process in Virginia. He delivered a low rate home loan tailored for you with fast and simple mortgage approval. We closed in under 4 weeks! No surprise he’s a word of mouth trusted mortgage expert in Virginia with referrals from satisfied home loan clients. If you want help finding the best mortgage rate in Virginia, Duane is the one you can trust.Posted on Google![]()
Seo plusTrustindex verifies that the original source of the review is Google.
I had an amazing experience working with Duane Buziak at Mortgage MaestroPosted on Google![]()
deborah van nessTrustindex verifies that the original source of the review is Google.
Duane was awesome and very patient with me. I never knew how stressful buying a home could be and I don’t do stress very well. Duane would assure me everything was on track and everything was going well. So, when I would feel stressed out all I have do get in touch with Duane he was always make me feel better. Thanks for everything!!!!!

Duane Buziak
Mortgage Maestro | NMLS #1110647
Coast2Coast Mortgage LLC | Chesterfield Mortgages
Licensed in: VA, FL, TN, GA, DC, NC, SC, MD